Phone: (540) 872-0465 or (804) 787-0054
Ask about the other services we provide to help secure your family's future.

The Dedicated Staff of Central Virginia Insurance and Investment Services is Here to Help Protect Your Family

The dedicated staff of Central Virginia Insurance and Investment Services works to provide affordable coverage to protect your family's future. We are a family business focused on helping other families.

We understand how life changes and how your insurance coverage needs to be updated to keep you protected.

Steve Miller
L. Stephen Miller Founder and President

Stephen Miller leads the dedicated staff with more than 26 years of experience and knowledge. Mr. Miller started out as an insurance agent in 1991. He has worked with major investment companies like MassMutual and Woodwards starting in 1993 and until starting Central Virginia Insurance and Investment Services in June of 2008.

Steve is a proud member of the National Association of Christian Financial Consultants.  He holds a Life/Health license in 13 states including VA, PA, MD, WVA, NC, SC, GA, FL, LA, TX, OH, MI, and SD.  He is a registered representative as well

Steve Miller is a father of 4 children, and 2 grandchildren.  Steve is active locally with his church and several non-profit organizations in Louisa and proud to have his daughter Bethany joining the family business.


Bethany Miller

Bethany Miller grew up with the family insurance business and has been working professionally in the insurance field for over a year and a half. Bethany holds life, health, and annuities licenses. As a mom with a young family, her role on the dedicated team lies in the area of Life insurance, health insurance, and voluntary benefits.

She grew up in Louisa and spent her earlier career in customer service roles. Bethany combines her passion for individual customer service with her own experience as a new mom of a young family.

Bethany knows first hand the need to select insurance that can grow with your family. She can discuss options in plain easy to understand terms to help you make choices that work for your family's individual circumstances or needs.


Joan West
Joan West / Office Manager

Joan holds a Life/Health License from the VA Board of Insurance. Her experience in the Life/Health Industry started in 2008 as an RN working in Long Term Care Facilities makes Joan a key member of he dedicated team. Joan has first hand experience of the need for seniors to have advance education and understanding of insurance plans.  Her main duties are as Office Manager, with a major interest in Medicare.

Joan is a long time resident of Louisa County. Along with her husband Terry, they have raised all 3 of their children in Louisa. Joan's oldest son is studying to become a Physical Therapist, her daughter is studying to eventually become a Nurse Practioner.
The couple's youngest son is active in three sports at Louisa County High School, and his goal is to become an athletic trainer.


We are located here in Central Virginia.

Being local means we can give you personalized advice and assistance right where you live.

We have over 26 years of service in the area.

We can advise you based on our own experiences and knowledge.

We work with well over 40 companies in providing insurance and investment products.

That means we have a good deal of flexibility in customizing your coverage to fit both your needs AND your budget.

• The companies we work with are well established and highly rated.

Many of these companies don't have big national ad budgets, which in turn, saves you money.

Products & Services Our Dedicated Staff Can Provide You With A Free Quote

Life InsuranceHealth InsuranceMedicare Products
Long-Term CareDental and Vision Disability Insurance
Supplemental InsuranceVoluntary BenefitsMedicare Plans  •Self Funded Healthcare •Small Group Healthcare •401K Rollovers • Roth IRA's • 529 College Savings Plans • Index Annuities  • Fixed Annuities • Other Financial Services

(Please call or e-mail to request information)

Phone: (540) 872-0465 or (804) 787-0054