Phone: (540) 872-0465 or (804) 787-0054
Ask about the other services Central Virginia Insurance and Investment Services provides to help secure your family's future.

Disability Insurance for Individuals and Small Businesses

Disability Insurance Call (540) 872-0465

Disability insurance is important for small business owners and others whose income is the sole source of family security. We offer advice on coverage and can find the right product for you.

A typical disability income insurance benefit is 60% of your pre-disability income. For example, if you are earning $80,000 per year, your disability income benefit would be $48,000 per year, or $4,000 per month. Since you pay the entire premium with after-tax dollars, no part of the disability benefit payments to you are taxable.

Can you live on 60% of your current income? Talk to us about your current coverage or about getting coverage if you are a small business owner operating without disability insurance.

• Mortgage • Group
• Individual • White Collar
• Blue Collar • Flexible Underwriting
• Business Overhead Expense
• Disability Buy-Sell • Disability Buyout

Contact Us  For a Quote

Phone: (540) 872-0465 or (804) 787-0054